Quote times vary by product.
Simple policies are usually prepared within the same day, while more detailed or specialized insurance may take 24-48 hours depending on the information required. Our team works to provide your quote as quickly and accurately as possible.

Document requirements differ across insurance products. Generally, you will be asked to provide your identification (Emirates ID, passport/visa) along with any supporting documents relevant to the policy you’re applying for. Our advisors will inform you exactly what is needed for your specific case.

Most insurers allow policy amendments after issuance, subject to their terms and the nature of the change requested. Our advisors will confirm what modifications are possible and assist you with the required steps.

Submit your claim through our website or contact us directly. We’ll review the details, advise you on the required documents, and process the claim with the insurer.

We can’t apply discounts directly, but we can negotiate with insurers to try to secure more competitive rates for bundled or group policies.

Al Berwaz has been protecting clients in the UAE since 1995, and that experience gives us a major edge. We don’t push ready-made packages. We negotiate directly with insurers to secure better rates, stronger coverage, and faster approvals—because we know exactly how the market works.

Premiums depend on several factors, including the type of insurance, coverage limits, your risk profile (age, driving record, health condition), and the value of the asset insured.