Insurance brokers · Abu Dhabi · Since 1995
Your broker. Not the insurer’s.
An independent broker in Abu Dhabi since 1995. We work for you across 16 insurers, from quote to claim.
Not sure what cover your business needs? Check in 1 minute →In practice
The work behind your policy.
Three examples of what a broker does for you. Names and figures are made up for illustration.
Quote comparison
Example
Insurer
A
B
C
Premium
Excess
Low
High
Low
Agency repair
✓
–
✓
Oman cover
✓
✓
–
Our pick
Insurer A: wider cover for a mid-range premium
Quotes side by side
We set insurers’ terms out in plain language, so you see the differences in cover, not just the price.
Renewal reminder
Example
45 days
until the policy renews
Staff list checked
Renewal terms requested
Options sent to you
Renewals on time
We contact you before your policy ends, check what has changed and, where it helps, ask other insurers for terms.
Claim tracker
Example
Reported to the insurer
Documents submitted
Loss adjuster’s visit
Insurer’s decision
In progress
Settlement
Claims followed through
We help you report the claim, gather the documents and follow up with the insurer. The insurer decides each claim under your policy terms.
How we work
From first call to claim.
Four steps, whether it’s one policy or your whole company’s insurance.
Vehicles
Staff
Premises
Projects
Contracts
01
Understand your risks
We start with how your business runs: vehicles, staff, premises, projects and contracts.
16 partner insurers
02
Compare 16 insurers
We ask the insurers that suit your risk for terms and set them out side by side, in plain language.
✓ Policy issued
03
Place the cover
You choose. We arrange the policy, check the documents and make sure you pay the insurer directly.
Claim followed up
Renewal reviewed
04
Stand by you at claim and renewal
We help you report claims and follow them up, and we contact you before each renewal.
Business and personal cover, compared across 16 UAE insurers.
Our commitments
Clear about who we work for.
These apply to every client, whatever the size of the policy.
01
We work for you, not the insurer
As your broker we act on your side: we compare insurers, explain the differences and help when you claim.
02
You pay the insurer directly, never us
Premiums go straight to the insurance company by cheque, bank transfer or its official payment link. We don’t accept cash.
03
Licensed and regulated
Central Bank of the UAE
Reg. No. 081
Department of Health – Abu Dhabi
B013
Dubai Health Authority
BRK-00146
04
Same family since 1995
Founded in Abu Dhabi in 1995 and run by the same family ever since.
Recognised by Daman National Health Insurance as a Preferred Partner
Speak to a real person, Monday to Friday, 9:00 to 17:00
Disclaimer
As per UAE Central Bank regulations, all insurance premium payments must be made directly by the client to the insurance company via cheque, bank transfer, or official payment link. Our company does not accept cash. No employee is authorized to collect payments on behalf of clients. Al Berwaz Insurance Brokers L.L.C. is licensed by the Central Bank of the UAE (Registration No. 081) and authorized to arrange health insurance by the Department of Health – Abu Dhabi (Certificate No. B013) and the Dubai Health Authority (Permit BRK-00146).
Client Testimonials
Trusted Partners
FAQ
Common questions.
Can’t find your answer? Call +971 2 626 1555 or email info@alberwazinsurance.com.
Do I pay more if I use a broker?
Using a broker doesn’t add a fee to your premium. We’re paid a commission by the insurer you choose, and you pay the premium directly to that insurer, never to us.
Who decides my claim, the broker or the insurer?
The insurer decides and pays claims, under the terms of your policy. As your broker, we help you prepare the claim, send the documents and follow up with the insurer for you. To start a claim, see our contact page.
Which insurers do you work with?
We work with 16 partner insurers in the UAE, including those shown on this page. For each request we approach the ones that suit your risk.
Do you only insure businesses?
No. We focus on business insurance, such as fleet, property, contractors’ all risk, group medical and marine, and we also arrange personal cover such as car, home, health and travel insurance.
How do I pay my premium?
Directly to the insurance company, by cheque, bank transfer or the insurer’s official payment link. Al Berwaz doesn’t accept cash, and no employee may collect payments on your behalf.
Where are you based?
Office 101-102, 1st Floor, Bin Bishr Building, Sheikh Khalifa Bin Zayed Street, Al Danah, Abu Dhabi. We’re open Monday to Friday, 9:00 to 17:00, on +971 2 626 1555.