Insurance Guides for UAE Businesses and Families
Clear answers on business and personal insurance in the UAE, from a licensed Abu Dhabi broker.
✓ Since 1995 · ✓ Central Bank of the UAE Reg. No. 081 · ✓ Compared across leading UAE insurers
Plain-language guides to the main types of insurance in the UAE, written by Al Berwaz Insurance Brokers, licensed by the Central Bank of the UAE (Registration No. 081). Each guide explains what the cover does, what it usually excludes and what affects the price.
For businesses
- Contractors All Risk (CAR) insurance: what CAR covers, what construction contracts require and who arranges it.
- Group medical insurance for employers: what Abu Dhabi employers must provide, plan options and renewals.
- Workmen's compensation: employer duties for work injuries under UAE labour law, and how cover works.
- Property and business interruption insurance: All Risks vs Fire and Allied Perils, business interruption and sums insured.
- Liability insurance: public, products and employer's liability, and choosing a limit.
- D&O (directors' and officers') and professional indemnity insurance: protection for directors and professional firms, claims-made cover and retroactive dates.
- Fleet and commercial motor insurance: UAE motor rules, fleet policies, agency repair and premiums.
- Marine cargo insurance: Institute Cargo Clauses, Incoterms, open cover and claims.
- Trade credit insurance: protection against unpaid invoices, credit limits and export risks.
- General accident insurance: money, fidelity guarantee, group personal accident and group travel.
For individuals and families
- Health insurance for individuals and families: who must be insured in Abu Dhabi, plan levels, networks and co-payments.
- Car insurance: third-party vs comprehensive, agency repair, Oman cover and claims.
- Home insurance: building, contents and personal liability for owners and tenants.
- Boat and yacht insurance: hull and machinery, third-party liability and navigation limits.
- Travel insurance: medical cover abroad, single-trip vs annual cover, and Schengen visas.
Not sure which cover you need? Contact us or send us your current policy, and we'll compare it across leading UAE insurers.
✓ Serving Abu Dhabi businesses and families since 1995
✓ Licensed by the Central Bank of the UAE (Reg. No. 081)
✓ Compared across leading UAE insurers
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Send us your current policy and claims report, and we'll compare it across leading UAE insurers, at no extra cost to you.
Disclaimer: As per UAE Central Bank regulations, all insurance premium payments must be made directly by the client to the insurance company via cheque, bank transfer, or official payment link. Our company does not accept cash. No employee is authorized to collect payments on behalf of clients.